I Need Money Now: 15 Quick Ways to Get Money Fast

If you’ve caught yourself saying to yourself “I need money now”, you’re not alone. Maybe it’s because you’re not going to get paid for a while or because you had to make a large purchase, your bank account is most likely feeling the effects. Whatever the reason is, you’re probably wondering how you can make some cash quickly.

While you might not know where to start, just know there are plenty of options out there. Even though some solutions might take longer than others, they’ll all help you get money now. Keep reading if you want to learn some quick ways that you get money fast.

1. Sell Things You No Longer Need

There’s a good chance that your house is filled with things that you no longer need anymore. One of the quickest ways to get money fast is to declutter your house and sell the things you no longer need. From old cell phones to furniture and clothes, you can set up a garage sale or sell these extra things on online marketplaces. The best way to go about this is to make a list of what you're willing to get rid of and set prices that reflect their condition and market value.

2. Participate In Online Surveys

Another quick and easy way to make money is to take online surveys. Believe it or not, there are many companies that pay people to take their surveys. Survey Junkie is one of those companies to partake in these online surveys. They do so in order to gather data on consumer habits and preferences. Taking the surveys won’t make you a fortune but it’s a quick survey and getting a few bucks for a few minutes isn’t such a bad gig. If you go this route, make sure that you’re signing up for reputable survey sites and not any scams.

3. Negotiate Your Monthly Bills

Most people don’t know this but there’s a good chance you’re overpaying on your monthly bills. A quick and easy way to put money back into your pockets is to change your service providers like your internet, cell phone, or even car insurance. Most times, people find the best deal for their current providers but don’t know that over time better deals become available. An app like Hiatus will help negotiate your bills on your behalf so you can get cheaper rates without talking to anyone.

4. Do Jobs For People In Your Community

You might be able to take advantage of some of your skills if you're handy or have skills that can be of use to those in your community. Things from yard work, to home repairs and even painting could be some of the tasks that people in your neighborhood might need help with. Promote yourself in local bulletin boards or on online platforms like Thumbtack to get your name out there and connect with people who need a hand.

5. Drive For Ride-Sharing Services

Have a valid driver’s license and a car? If so, why not make money by driving for a ride-sharing service like Uber or Lyft. Driving for one of these companies is a great way to make some extra cash because you get to set your own hours. Living in a busy area with high demand for this service can become a great second source of income. In order to get approved you’ll need to pass a background check and meet some other requirements, but you can get on the road and start earning once you’re approved.

6. Maximize Your Savings

Taking advantage of the money you already have in your financial accounts is a great way to improve your finances. Instead of leaving it in a traditional savings account, you can grow your money quicker by putting it in a high yield savings account. The interest rates will be higher and help you make more off the same amount of money.

While high yield accounts are a popular choice, there are a variety of financial vehicles to increase your money. Some alternatives to savings accounts are CDs, money market accounts, and investment accounts. Whatever path you choose, you’ll be able to get a better return on investment (ROI) instead of leaving it in a traditional bank account where interests may be minimal.

If you’ve caught yourself saying to yourself “I need money now”, you’re not alone. Maybe it’s because you’re not going to get paid for a while or because you had to make a large purchase, your bank account is most likely feeling the effects. Whatever the reason is, you’re probably wondering how you can make some cash quickly.

While you might not know where to start, just know there are plenty of options out there. Even though some solutions might take longer than others, they’ll all help you get money now. Keep reading if you want to learn some quick ways that you get money fast.

1. Sell Things You No Longer Need

There’s a good chance that your house is filled with things that you no longer need anymore. One of the quickest ways to get money fast is to declutter your house and sell the things you no longer need. From old cell phones to furniture and clothes, you can set up a garage sale or sell these extra things on online marketplaces. The best way to go about this is to make a list of what you're willing to get rid of and set prices that reflect their condition and market value.

2. Participate In Online Surveys

Another quick and easy way to make money is to take online surveys. Believe it or not, there are many companies that pay people to take their surveys. Survey Junkie is one of those companies to partake in these online surveys. They do so in order to gather data on consumer habits and preferences. Taking the surveys won’t make you a fortune but it’s a quick survey and getting a few bucks for a few minutes isn’t such a bad gig. If you go this route, make sure that you’re signing up for reputable survey sites and not any scams.

3. Negotiate Your Monthly Bills

Most people don’t know this but there’s a good chance you’re overpaying on your monthly bills. A quick and easy way to put money back into your pockets is to change your service providers like your internet, cell phone, or even car insurance. Most times, people find the best deal for their current providers but don’t know that over time better deals become available. An app like Hiatus will help negotiate your bills on your behalf so you can get cheaper rates without talking to anyone.

4. Do Jobs For People In Your Community

You might be able to take advantage of some of your skills if you're handy or have skills that can be of use to those in your community. Things from yard work, to home repairs and even painting could be some of the tasks that people in your neighborhood might need help with. Promote yourself in local bulletin boards or on online platforms like Thumbtack to get your name out there and connect with people who need a hand.

5. Drive For Ride-Sharing Services

Have a valid driver’s license and a car? If so, why not make money by driving for a ride-sharing service like Uber or Lyft. Driving for one of these companies is a great way to make some extra cash because you get to set your own hours. Living in a busy area with high demand for this service can become a great second source of income. In order to get approved you’ll need to pass a background check and meet some other requirements, but you can get on the road and start earning once you’re approved.

6. Maximize Your Savings

Taking advantage of the money you already have in your financial accounts is a great way to improve your finances. Instead of leaving it in a traditional savings account, you can grow your money quicker by putting it in a high yield savings account. The interest rates will be higher and help you make more off the same amount of money.

While high yield accounts are a popular choice, there are a variety of financial vehicles to increase your money. Some alternatives to savings accounts are CDs, money market accounts, and investment accounts. Whatever path you choose, you’ll be able to get a better return on investment (ROI) instead of leaving it in a traditional bank account where interests may be minimal.

7. Rent Out Your Extra Space

If you have a spare room or two in your house, a garage, or even a driveway, you can rent that space out to people who need it and bring in some cash. Platforms like Airbnb, VRBO, or JustPark are great places to list whatever it is you’re looking to rent and connect with potential renters. It’s essential that you read the terms and conditions carefully, and be a responsible host who provides a clean, safe, and welcoming environment for your guests.

8. Sell Your Skills On Freelance Websites

Thinking to yourself, “I need money now!?” An easy way to put your skills to use is to take advantage of freelancing websites like Upwork, Fiverr, or Freelancer. Freelancing is one of those side hustles that can get you money fast. These platforms have many job openings for a wide variety of skills including writing, programming, graphic design, and even acting. Freelancing is great because you get to set your own rates and work on your schedule as long as you meet the deadlines and deliver good quality work.

9. Cancel Unwanted Subscriptions

One thing that drains our wallets and something we tend to forget about is subscription services. How many times do you download an app for its free trial and then forget to cancel them before it expires? It can be really easy to spend money on things that you forgot about. Staying on top of your monthly expenses and canceling things you don’t need or forget about can help you save money fast. Financial apps like Hiatus can help you track all your subscriptions in its dashboard and cancel the ones you no longer want.

7. Rent Out Your Extra Space

If you have a spare room or two in your house, a garage, or even a driveway, you can rent that space out to people who need it and bring in some cash. Platforms like Airbnb, VRBO, or JustPark are great places to list whatever it is you’re looking to rent and connect with potential renters. It’s essential that you read the terms and conditions carefully, and be a responsible host who provides a clean, safe, and welcoming environment for your guests.

8. Sell Your Skills On Freelance Websites

Thinking to yourself, “I need money now!?” An easy way to put your skills to use is to take advantage of freelancing websites like Upwork, Fiverr, or Freelancer. Freelancing is one of those side hustles that can get you money fast. These platforms have many job openings for a wide variety of skills including writing, programming, graphic design, and even acting. Freelancing is great because you get to set your own rates and work on your schedule as long as you meet the deadlines and deliver good quality work.

9. Cancel Unwanted Subscriptions

One thing that drains our wallets and something we tend to forget about is subscription services. How many times do you download an app for its free trial and then forget to cancel them before it expires? It can be really easy to spend money on things that you forgot about. Staying on top of your monthly expenses and canceling things you don’t need or forget about can help you save money fast. Financial apps like Hiatus can help you track all your subscriptions in its dashboard and cancel the ones you no longer want.

10. Affiliate Marketing

If you’re a content creator, then affiliate marketing is a great way to make money. All you need to do is promote somebody else’s service or product and get paid a commission on the sales you generate. Different channels that you can promote affiliates on are your Youtube channel, a blog, and a social media page. A best practice for affiliate marketing would be to choose products that align best with your audience’s interests and needs to increase the chances of them taking action. Obviously the bigger your audience, the more potential you’ll have to earn more from affiliate marketing.

11. Participate In Paid Focus Groups

Just like online surveys, you can get money fast for sharing your opinions by participating in paid focus groups. Most times, market research companies will pay you to gather feedback on new products or ideas they have. It might not be as easy as an online survey because you’ll need to qualify based on your interests and demographics, however payouts could range from $50-$200 sometimes more for just a few hours of your time.

12. Take Advantage Of Referral Incentives

Companies tend to offer incentives in order to acquire new customers. Whether it be sign-up bonuses or incentives for referring people to use their products, many companies are willing to give you some money for bringing them customers. For example, you could get a $500 bonus for opening a new bank account with a particular financial institution. Or if you refer a family member or friend to use a certain app like Uber, you could receive $20 credit. These opportunities are easy ways to get money quickly that you can greatly benefit from.

13. Tutor students online

Another way to get money fast is to tutor students online. You can take advantage of your degree or even expertise in different subjects or even languages by tutoring foreign students who want to learn English. Great platforms to use are TutorMe, Chegg, or Skooli for tutoring students. An advantage of tutoring is that you can choose your hours and make a pretty decent hourly rate as well.

14. Get a Loan From Your Retirement Account

While this might not be the best long term solution, getting a loan from your retirement account can be a quick fix if you need money now. Accounts such as 401ks and individual retirement accounts will allow you money out from your retirement funds. Most accounts require that you pay back one loan before you take out another. The “downside” is that you’ll have to pay this loan back with interest. If you don’t, that loan can be seen as taxable income and you could wind up paying taxes on that.

15. Babysit

Do you have any close family friends or locals in the area with young children? There’s a good chance they could be looking for a babysitter on weekends or weeknights. If you're thinking "I need money now", babysitting is one of the quickest ways to make money. The best part is that if you need to babysit at night time, once the kids go to sleep, you could take advantage of the down time and look to make money doing something else!

10. Affiliate Marketing

If you’re a content creator, then affiliate marketing is a great way to make money. All you need to do is promote somebody else’s service or product and get paid a commission on the sales you generate. Different channels that you can promote affiliates on are your Youtube channel, a blog, and a social media page. A best practice for affiliate marketing would be to choose products that align best with your audience’s interests and needs to increase the chances of them taking action. Obviously the bigger your audience, the more potential you’ll have to earn more from affiliate marketing.

11. Participate In Paid Focus Groups

Just like online surveys, you can get money fast for sharing your opinions by participating in paid focus groups. Most times, market research companies will pay you to gather feedback on new products or ideas they have. It might not be as easy as an online survey because you’ll need to qualify based on your interests and demographics, however payouts could range from $50-$200 sometimes more for just a few hours of your time.

12. Take Advantage Of Referral Incentives

Companies tend to offer incentives in order to acquire new customers. Whether it be sign-up bonuses or incentives for referring people to use their products, many companies are willing to give you some money for bringing them customers. For example, you could get a $500 bonus for opening a new bank account with a particular financial institution. Or if you refer a family member or friend to use a certain app like Uber, you could receive $20 credit. These opportunities are easy ways to get money quickly that you can greatly benefit from.

13. Tutor students online

Another way to get money fast is to tutor students online. You can take advantage of your degree or even expertise in different subjects or even languages by tutoring foreign students who want to learn English. Great platforms to use are TutorMe, Chegg, or Skooli for tutoring students. An advantage of tutoring is that you can choose your hours and make a pretty decent hourly rate as well.

14. Get a Loan From Your Retirement Account

While this might not be the best long term solution, getting a loan from your retirement account can be a quick fix if you need money now. Accounts such as 401ks and individual retirement accounts will allow you money out from your retirement funds. Most accounts require that you pay back one loan before you take out another. The “downside” is that you’ll have to pay this loan back with interest. If you don’t, that loan can be seen as taxable income and you could wind up paying taxes on that.

15. Babysit

Do you have any close family friends or locals in the area with young children? There’s a good chance they could be looking for a babysitter on weekends or weeknights. If you're thinking "I need money now", babysitting is one of the quickest ways to make money. The best part is that if you need to babysit at night time, once the kids go to sleep, you could take advantage of the down time and look to make money doing something else!